Unsecured Personal Loans: 2011

Monday, October 24, 2011

Loan Searches

Sunday, September 11, 2011

Applying For a Loan

Personal loans are made by banks and other institutions, to individuals only, not corporate entities, and usually without pledging any security. Most personal loans are secured only by your signature on a promissory note to repay. By contrast, some loans are secured by collateral, meaning if you default on the loan, you give the lender the right to take back the collateral that you pledged. Below, we will elaborate a bit more on the differences between secured and unsecured loans, as well as their qualification and repayment requirements.

What is a Personal Loan?

When you take out a personal loan, you borrow an amount of money for a certain period of time and pay interest on the outstanding principal balance. Generally, they are unsecured, which means there is no collateral. They are often acquired to make a specific purchase or to consolidate other high interest loans into one monthly payment. Most are obtained from a bank or a credit union.

A line of credit is a common alternative to an installment loan. Upon approval, the lender establishes a maximum amount that you may borrow (your credit limit). You may borrow what you need, as you need it, in any amount, as long as your outstanding principal balance does not exceed your limit.
As you pay down the balance, you can borrow more, up to your limit. Personal lines of credit are often unsecured, but some are secured by collateral, such as your home's equity.

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Thursday, September 1, 2011

Medical Assistance

Medical. Your local health department is available for basic health care, including flu vaccinations, pap smears and pelvic exams, and some prenatal care. Your health department can also provide some prescriptions for general reasons, as well as a wide variety of services for your children.

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Angel Food Organization

“Angel Food” is a service provided to everyone, regardless of income. It provides enough food for a family of four for one week at a very low price, and the angel food organization does accept food stamps. It’s one of the best discounted buys you will find anywhere. Check with your area churches to find out which ones support the Angel Food program.

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Emergency Food Stamps

Food. Emergency food stamps are available for those who suddenly find themselves in a difficult situation. Food banks are available to bridge the gap between those times when food stamps are plentiful and when they are not, usually that period at the end of the month.

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Housing Assistance

Housing. If you find yourself falling behind on rent and facing the threat of living on the streets, call your local HUD office. Ask for assistance with housing and get on a waiting list for government-sponsored apartments. You can also talk to your local shelter about ways to keep your family safe, warm, and intact while you figure out your housing situation.

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Bad Credit Loans & Grants

Over 300 Little-known Free Cash Grants Services & Financial Services, that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required!

Loans for people with bad credit: Also known as unsecured loans or signature loans, a personal loan is money loaned to you on your signature alone. You will not be required to pledge your home or any other assets. After you join our services, you will be directed to the Members Access Site which will provide resources/applications to several services that provide personal loans for people with bad credit.

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Cash Gov. Grants/Loans Databases
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What we do is quite simple. After months of research and through relationships with little-known loan lenders, we are able to offer YOU bad credit loan programs for people with bad credit of up to $25,000. Perhaps you need a loan for debt consolidation, home improvements loan, a new or used car loan, a new home mortgage, or even a vacation! We are affiliated with many loan programs who cater especially to people with bad or no credit. These are experienced and trusted lenders that value your business, no matter what your credit situation is.

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Wednesday, August 31, 2011